ZADT
Zimbabwe Agricultural Development Trust

Funding Availed

Grow a better tomorrow

The Zimbabwe Agricultural Development Trust (ZADT) is a nonprofit oriented organization which was registered on the 5th of October 2010 in Zimbabwe. It was established by SNV Netherlands Development Organization and Humanistic Institute for Development Cooperation (Hivos). The primary purpose of the Trust is to mobilize and provide funding which will contribute to the recovery and improvement of the smallholder farming sector.

As at 31 December 2024

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Value Chains – incl. crops, livestock & stock feeds –  increased access to finance through ZADT

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SMEs receiving access to finance by ZADT facilitation

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Smallholder farmers received access to finance by ZADT facilitation

WELCOME TO THE ZIMBABWE AGRICULTURAL DEVELOPMENT TRUST

The Zimbabwe Agricultural Development Trust (ZADT) was created on the 5th of October 2010 by SNV Netherlands Development Organisation  and Humanistic Institute for Development Cooperation (Hivos) for the primary purpose of contributing to the recovery and improvement of the smallholder farming sector and improve the food security and incomes of rural households in Zimbabwe.
About Us

OUR SOLUTIONS TAILORED TO
YOUR NEEDS

Capacity Building

Since Inception the ZADT has been providing technical assistance to the various levels of actors…

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ZADT Revolving Fund

ZADT now administers its Funds directly as co-investments to eligible Zimbabwean agricultural value chain actors…

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Financial Services Related Technical Assistance

Apart from providing finance the ZADT assesses technical support needs based on in-depth discussions and…

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Cross Cutting Issues

Cross-cutting impact areas that are mainstreamed across all business model

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LATEST NEWS & STORIES

ZADT Launches New Financial Products – Access to Clean Technology & Climate Smart Agriculture

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January 23, 2025

Call for the CAUSEWAY Women and Youth-led Agribusinesses Initiatives (Deadline 30 April 2024)

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April 27, 2024

OUR IMPACT

WHAT WE HAVE ACHIEVED

We are committed to advancing agricultural practices, supporting sustainable farming, and fostering a thriving community of growers, researchers, and enthusiasts.

About Us

TESTIMONIALS

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A Journey of Growth: How the CAUSEWAY Project Transformed Jonathan Murwira’s Poultry Business

A Journey of Growth: How the CAUSEWAY Project Transformed Jonathan Murwira’s Poultry BusinessJonathan Murwira's enterprise reflects his determination and hard Read More...

Jonathan Murwira

Goromonzi

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Growing Beyond the Classroom: GZU Fresh’s Path to Entrepreneurship

For ten students from Great Zimbabwe University (GZU)—three young men and seven women—the formation of their agribusiness group, GZU Fresh, Read More...

GZU

Harare

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Youth Innovation in Sustainable Horticulture: Simon Masocha leads Luyando Projects    

At 33, horticulturist Simon Masocha leads Luyando Projects, a youth-driven seedling nursery in Gweru. With over eight years of experience Read More...

Simon Masocha

Gweru

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Expanding Opportunities Through Access to Finance: 43-year-old Thembelihle Nyathi from Bulawayo struggled to grow her vegetable business despite having ample land.

In 2024, 43-year-old Thembelihle Nyathi from Bulawayo struggled to grow her vegetable business despite having ample land. With limited working Read More...

Thembelihle Nyathi

Bulawayo

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Strengthening Collective Horticulture Through Access to Finance: A horticulture group of 37 farmers; comprising of mostly women and youth  

The Bopha Ziqine Green Hub, a horticulture group of 37 farmers; comprising of mostly women and youth; benefited significantly from Read More...

The Bopha Ziqine Green Hub

CAUSEWAY Project

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For 56-year-old Shylon Ndoro of Mahama Village in Chimanimani District, farming has evolved from a subsistence activity into a growing, Read More...

Shylon Ndoro Thrives in Manicaland
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Eben Hardware is an award-winning agribusiness established in 2014 by Benonia Machavuda in Masvingo Province, with five branches in Masvingo, Mwenezi and Chivi-Ngundu. Eben Hardware director Benonia Machavuda was named the national Zimbabwe National Chamber of Commerce (ZNCC) Businesswoman of the Year for 2026. The company supplies poultry products, animal feeds, agrochemicals, veterinary products and agricultural inputs.Under the CAUSEWAY Project, implemented by ZADT with support from the Swedish and British Embassies, Eben Hardware received $40,000 to expand services to smallholder farmers in Boroma, Masvingo Rural District. The financing strengthened its input credit facility, ranging from $100 to $350, enabling farmers to access chicks, feed, vaccines and other inputs without immediate payment. To date, 122 farmers 87 women and 35 youths have benefited. Combined with training in poultry production, financial literacy, business management and livestock health, the model has helped farmers improve production, reduce livestock losses, strengthen incomes and participate more confidently in commercial agriculture, while positioning Eben Hardware as a key link between smallholder farmers and markets.

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Expanding Access: Eben Hardware Strengthens Smallholder Farmers
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At 27, Robson Geja of Zaka Rural District is building a diversified agricultural enterprise after accessing finance through the CAUSEWAY Project. Following Access to Finance training, technical support and mentorship, he secured a $1,200 loan from Empower Bank at 2.5% interest per month, repayable over six months with a three-month grace period. The financing enabled him to invest in 700W solar panels, a 2hp pump, 400m x 32mm HDPE pipes, seeds, chemicals and fertilisers, improving reliable water supply and production capacity. Today, he has 2,000 cucumbers at fruition stage, 2,000 Kito hybrid watermelons and okra at germination stage. He also sells English giant rape and covo at $0.50 per bundle, generating at least $60 profit monthly. He has diversified into piggery, fish production, road runners and rabbitry, while creating casual employment for local youths during planting, tomato trellising and harvesting. The most significant change is his transition from a small-scale farmer with limited productive capacity to a more resilient, market-oriented young agripreneur with reliable infrastructure, multiple income streams and growing capacity to create employment within his community.

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A Growing Enterprise: Robson Geja Expands His Agricultural Horizons

OUR FOUNDERS

OUR CURRENT FUNDERS

OUR PARTNER BANKS & MICROFINANCIAL INSTITUTIONS